Many Americans find they have to rewire before they can retire

buy this photo ''I'm feeling the pinch,'' says Jan Fitzsimmons, of Arlington, Va., who retired at 47 after 22 years of service with the U.S. Navy but is looking for a job to keep up with the rising cost of living. She is shown at a job fair sponsored by AARP in Washington last month. Illustrates RETIRE (category f), by Nancy Trejos (c) 2008, The Washington Post. Moved Tuesday, Oct. 14, 2008. (MUST CREDIT: Washington Post photo by Michael Williamson.)

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