How to avoid being a victim of cyberattack

In today’s society it is not wise to assume that it is safe to access personal finances and information online. One way to protect personal data is to change passwords fairly often, thus making it harder for hackers to access personal accounts.

VANCOUVER, BC — Not a day seems to go by without reading about the latest cyberattack. No one is safe anymore — big companies like Equifax and Facebook to Uber and eBay have suffered major security breaches, along with countless everyday people.

There has long been a prevailing attitude among many individuals that goes, “If I get hacked, I’ll just change my password.”

Whether that reflects misplaced trust in a constantly-connected world or simply laziness, it seems the majority of people think a digital security breach will never strike them and if it does, it won’t be a big deal. But deep inside they know that may not be true.

Not only is personal money at risk, but so is personal information, as well. As for easily fixing things after having been hacked, ask anyone who’s been digitally compromised and they will tell you it can take years to repair the damage.

With the deck seemingly stacked against people, what chance does the average person have if the bad guys have them in their crosshairs? Despite numerous reports of major corporations and entire cities being held hostage by cyber criminals, there actually are things the average person can do to protect him or herself.

Never assume safety

Never assume to be safe online. Today’s online world is convenient, with apps for everything and access to personal finances and that most personal information just a tap away on a smartphone. But convenience comes at a price. This very ease in use, is at the center of the problems people are facing today.

Social media

Cyber theft is largely based on hackers using personal information against its owner. The biggest culprit is social media. Whenever a person updates their status on any of the many platforms, they are giving away information about themself which artificial intelligence can capture.

Through this means, hackers can develop a profile on anyone and their personal habits, including where they bank, where they eat and which gym they frequent. Most people don’t realize they are making it easy for hackers to target them by announcing their profiles to the world.

Avoid free services

Do not use free services, such as Wi-Fi, email and cloud data storage. While many of these online services are household names and extremely popular — such as WhatsApp and Facebook Messenger — they are all inherently insecure.

In addition, personal privacy is compromised whenever a person uses them. Remember the old saying, “Nothing is really free?”

The business model of free services is based on advertising and through their careful monitoring of the habits of their users. Countless millions of individuals are inadvertently handing over their personal data to these companies, which they turn around and sell to other businesses.

Consider encryption

Consider using an encrypted email service to protect the privacy and security of all messages. If a person insists on staying with G-mail, Yahoo mail or any of the other many free email services, they should assume their messages can be read by anyone. Therefore, do not send anything sensitive or personal via these email services, such as credit card numbers and passwords.

Public Wi-Fi issues

Always remember that when a person connects to Wi-Fi in a coffee shop, hotel or airport, they are inadvertently exposing themselves to virtually every single person who is logged on at the same time. Many hackers hang out on public Wi-Fi just waiting for the opportunity to strike.

Apps and banking

Do not do online banking through apps. Apps are created by third-party developers and there is no way to know if they are secure. A person’s life savings could be wiped out simply by using an app with security holes.

Change passwords

Everyone has heard this a million times, but do not use the same password for all personal accounts and be sure to change them regularly. The easiest way to handle this is through an inexpensive password manager.

About Alain Ghiai

Alain Ghiai is the CEO of GlobeX Data Ltd., a publicly listed company (CSE:SWIS) that distributes, designs and develops Swiss-hosted software and cybersecurity solutions for secure data management and secure communications.

Ghiai has been an active internet entrepreneur since 2000. In 2009, he was mandated by the Republic and State of Geneva’s Economic Development Office to represent it to Gulf Cooperation Council countries and Canada in all matters relating to the fostering of good relationships between companies originating in GCC countries, Canada and Switzerland.

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